Wanting to know how much I can borrow

Let us help determine the amount.

This depends on a range of factors including your personal circumstances, the price of the property and any valuation that may be required (a bank valuation may not be the same as the purchase price). Depending on your circumstances, you may be able to borrow up to 95% of valuation, depending on your ability to repay.

It's worth noting that loans of more than 80% valuation often require Lenders Mortgage Insurance, which the borrower pays for.

Your borrowing capacity will be determined by a combination of your income, current liabilities, and other living expenses. Your Choice Finance Specialist can calculate this for you.

I want to know what I can do!